If you’re a property developer in Birmingham, or anywhere across England and Wales, here’s a game-changing secret: development exit bridging loans could be the smartest way to unlock your profits, fast.
At Sunrise Commercial, we specialise in helping both seasoned investors and first-time developers navigate the often-confusing world of property finance. In this guide, we’ll break down everything you need to know about development exit finance—with a special focus on how it can work for Birmingham-based projects.
What Is a Development Exit Bridging Loan?
A development exit bridging loan is a short-term finance solution used after a property development project is complete, but before the final sale. It allows developers to:
- Repay existing development finance (often expensive)
- Release capital tied up in the project
- Extend their selling timeline to achieve full market value
- Fund new opportunities while waiting for existing units to sell
Think of it as a bridge between completion and sale.
Why Birmingham Developers Are Using Exit Finance More Than Ever
Birmingham’s property market is booming—thanks to infrastructure projects like HS2, a strong rental market, and rising demand for city living. But delays in selling units or slow completions can tie up capital and stall future projects.
That’s where a development exit bridging loan comes in. With funding up to £10 million, Sunrise Commercial is helping Birmingham developers move faster, reduce costs, and free up cash flow to move on to their next opportunity.
Key Features of Our Development Exit Bridging Loans
We offer some of the most competitive terms on the market, tailored to your development’s needs:
- Rates from just 0.70% per month
- Up to 75% LTV or LTGDV, based on Open Market Value
- Loan sizes from £500,000 to £10 million
- Terms up to 24 months
- No exit fees – keep more of your profit
- Funding available against Net Sales Proceeds (ideal if you’re marketing units but not yet under offer)
Whether your site is a city-centre apartment block, a suburban townhouse scheme, or a mixed-use development, we can provide flexible finance that works around your sales schedule.
Who Should Consider an Exit Bridging Loan?
This type of funding is ideal for:
- First-time developers who need more time to sell units at full market value
- Experienced investors looking to refinance expensive development debt
- Builders or landlords who want to raise capital for their next site while waiting for sales to complete
Example: How a Birmingham Developer Unlocked £1.2M in Equity
One of our clients completed a 14-unit scheme in Digbeth, Birmingham. Sales were slow due to market conditions, and their development lender was applying pressure to exit.
Using our development exit bridging loan, we refinanced their original loan at a much lower rate, released £1.2M in equity, and gave them 12 months breathing room to sell at their pace.
Result? The client sold the units at full asking price—and immediately secured their next site with cash in hand.
Why Work With Sunrise Commercial?
At Sunrise Commercial, we pride ourselves on delivering honest, clear, and fast finance solutions. We work with a trusted network of private lenders, family offices and institutional funds to get you the best terms—often within 72 hours of application.
You’ll also benefit from:
- Hands-on support from start to finish
- Tailored loan structures
- Experience in complex exit and refinance deals
Ready to Exit Smart?
If you’re nearing completion on a Birmingham development—or you’re already sitting on finished units waiting to sell—don’t let your profits sit idle. Let us show you how a development exit loan can help you move forward, faster.
Contact us now at sunrisecommercial.co.uk or call for a free no-obligation consultation.
📞 Call us at 07939 091418
📧 Email: john@sunrisecommercial.co.uk
🌐 Visit: https://www.sunrisecommercial.co.uk/
#BirminghamProperty #PropertyDevelopmentUK #BridgingLoans #DevelopmentFinance #ExitFinance #PropertyInvestorsUK #BridgingLoanBroker #SunriseCommercial #RealEstateFunding #UKPropertyMarket #NoExitFeeLoans #LTGDVFinance