If your bank has said no — or you don’t even want to waste time applying — let us introduce you to a smarter, more flexible route to business finance.
At Sunrise Commercial Finance, we’re an experienced commercial finance brokerage working with a trusted panel of specialist funders. We help UK businesses of all sizes — including start-ups — access Secured Business Loans, Asset Finance, and Refinance Agreements that are often faster, more flexible, and easier to secure than traditional bank loans.
Whether you’re an established business or launching a new venture, we’re here to find a funding solution that actually works.
Why Work With Sunrise Commercial Finance?
As independent brokers, we’re not tied to one lender. Instead, we work with a panel of responsive, commercial-minded funders — including direct lenders who make decisions fast and with common sense.
That means:
- We do the hard work for you – matching your needs to the right lender
- We can often get deals approved that banks reject
- We support new start-ups and growing SMEs
- We guide you through the full process, saving time and hassle
Whether you’re looking to borrow against property, refinance existing assets, or raise capital for a new project — we can help.
What Type of Funding Can We Help You Access?
We specialise in sourcing:
- Secured Corporate Loans
- Business Asset Finance
- Refinance Agreements
- Start-Up Loans (with security)
Typical Product Features:
- Loan Sizes: £10,000 to £500,000
- Terms: 12 months to 5 years
- Repayments: Fixed monthly payments
- Business Types: Ltd Companies, Sole Traders, Partnerships, LLPs, SPVs, and PLCs
- Location: England & Wales only
- Turnover Requirements: £50,000+ (flexible for start-ups with strong security and proposal)
Security Accepted by Our Lenders
We work with lenders who accept a broad range of security options, helping you get funding approved faster:
- 1st, 2nd & UN1 charges on residential and commercial properties
- Buy-to-let (BTL) properties considered
- 3rd party guarantors accepted (family, friends, business partners — no age restrictions)
- Additional security: Director guarantees, business assets, debentures (case-by-case)
Straightforward, Fast and Transparent Process
We only work with lenders who understand the needs of growing businesses. That means:
- No legal fees
- No lengthy valuations
- Flexible early settlement (typically a 10% discount on interest)
- Arrangement fees from £250 (negotiable case by case)
We support you every step of the way — from preparing your application to securing terms.
Start-Up Business Loans Available
We’re proud to help new start-ups secure funding too. If you’re launching a new venture and have strong supporting documents and security (e.g. property), we can approach lenders open to start-up risk.
What we’ll need for a start-up application:
- A detailed business proposal or plan
- Information on the directors and any guarantors
- Security property details
- Land registry titles
- Any experience in the sector
- Supporting financials (if available)
What You’ll Need to Apply
We make the application process as smooth as possible. To get started, we’ll typically need:
- A completed proposal form
- Director and property details (including any guarantors)
- 3 months of bank statements (if trading)
- Annual accounts or management figures (if available)
- Purpose of funding and background info
Ready to Secure the Right Finance for Your Business?
If you need a loan but want to avoid the delays and rejections of traditional banking, talk to Sunrise Commercial Finance today.
We’ll match you with the right funder, guide your application, and get you the funding your business needs — fast.
👉 Get in touch now at SunriseCommercial.co.uk to start your funding journey with a broker who delivers results.
📞 Call us at 07939 091418
📧 Email: john@sunrisecommercial.co.uk
🌐 Visit: https://www.sunrisecommercial.co.uk/
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